NOTICE OF SUBSTITUTE TRUSTEE`S SALE
WHEREAS, default has occurred in the performance of the
covenants, terms, and conditions of a Deed of Trust dated October
23, 2024, executed by Bob Whitfield, unmarried, to Fidelity National
Title as Trustee, for Mortgage Electronic Registration Systems,
Inc., as beneficiary, as nominee for Planet Home Lending, LLC,
its successors and assigns, and appearing of record on October
29, 2024, in the Register’s Office of Bedford County, Tennessee,
at Book TD1134, Page 354, and Instrument Number 24007149.
WHEREAS, the beneficial interest of said Deed of Trust was last
transferred and assigned to Planet Home Lending, LLC, the party
entitled to enforce said security interest; and having appointed Clear
Recon LLC, the undersigned, as Substitute Trustee by instrument
filed or being filed for record in the Register’s Office of Bedford
County, Tennessee, with all of the rights, powers, and privileges of
the original Trustee named in said Deed of Trust.
NOW, THEREFORE, notice is hereby given that the entire
indebtedness has been declared due and payable as provided
in said Deed of Trust, and that the undersigned, Clear Recon
LLC, as Substitute Trustee or his duly appointed agent, by virtue
of the power, duty, and authority vested and imposed upon said
Substitute Trustee will, on October 22, 2026, at 12:00 PM, local
time, at the Bedford County Courthouse, 1 Public Square, located
in Shelbyville, Tennessee, proceed to sell at public outcry to the
highest and best bidder for cash or certified funds ONLY, paid at
the conclusion of the sale, the following described property situated
in Bedford County, to wit:
The land referred to herein below is situated in the County of
Bedford, State of Tennessee, and is described as follows:
SITUATED IN THE COUNTY OF BEDFORD, STATE OF
TENNESSEE
TRACT 1: BEING ALL OF THE PARCEL CONTAINING 1.86
ACRES IDENTIFIED AS “GARRETSON TO WOOTEN” ON THE
RESUBDIVISION OF GARRETSON & WOOTEN, FINAL PLAT,
OF RECORD IN PLAT BOOK “PLG1”, PAGE 171, REGISTER’S
OFFICE OF BEDFORD COUNTY, TENNESSEE, TO WHICH
REFERENCE IS HERE MADE FOR A MORE COMPLETE
DESCRIPTION.
TRACT 2: BEING ALL OF LOT NO. 2A OF THE RE-SUBDIVISION
OF LOT 2 TONYA GARRETSON SUBDIVISION, A PLAT OF WHICH
IS OF RECORD IN PLAT BOOK PLE1, PAGE 108, REGISTER’S
OFFICE OF BEDFORD COUNTY, TENNESSEE, TO WHICH
REFERENCE IS HEREBY MADE FOR A MORE COMPLETE
DESCRIPTION OF SAID PROPERTY.
TAX ID NO: 002049 03605
BEING THE SAME PROPERTY CONVEYED BY DEED
GRANTOR: TONYA R. GRANGER, MARRIED GRANTEE: BOB
WHITFIELD, UNMARRIED
DATED: 11/06/2023
RECORDED: 11/08/2023
DOC#/BOOK-PAGE: 23007479 / D385-863-867
ADDRESS: 1070 FRANK MARTIN RD, SHELBYVILLE, TN 37160
Parcel ID: 049-036.05-000
Commonly known as 1070 Frank Martin Rd Shelbyville, TN 37160
The street address and parcel number(s) of the above described
property are believed to be correct; however, such references are not
a part of the legal description of the property sold herein, and, in the
event of any discrepancy, the legal description herein shall control
This sale is subject to tenant(s)/occupant(s) rights in possession.
This sale is subject to all matters shown on any applicable
recorded plat; any unpaid taxes; any restrictive covenants,
easements, or setback lines that may be applicable; any statutory
rights of redemption of any governmental agency, state or federal;
any prior liens or encumbrances as well as any priority created by
a fixture filing; and to any matter that an accurate survey of the
premises might disclose. In addition, the following parties may
claim an interest in the above-referenced property: Bob Whitfield;
Regions Bank s/b/m to Ascentium Capital LLC.
Notice of Sale Published On-line at HTTPS://BetterChoiceNotices.
com
If the United States or the State of Tennessee have any liens
or claimed lien(s) on the Property, and are named herein as
interested parties, timely notice has been given to the applicable
governmental entity, and the sale will be subject to any applicable
rights of redemption held by the entity as required by 26 U.S.C. §
7425 and/or Tennessee Code § 67-1-1433.
All right and equity of redemption, statutory and otherwise,
homestead, and dower are expressly waived in said Deed of Trust,
and the title is believed to be good; however, the undersigned will
sell and convey only as Substitute Trustee.
The transfer shall be AS IS, WHERE IS, AND WITH ALL
FAULTS, and without warranties of any kind, express or implied,
as to the condition of the Property and the improvements located
thereon, including merchantability or fitness for particular purpose.
Trustee shall make no covenant of seisin or warranty of title, express
or implied, and will sell and convey the subject real property by
Substitute Trustee’s Deed only.
The right is reserved to adjourn the day of the sale to another
day, time, and place certain without further publication, upon
announcement at the time and place for the sale set forth above.
This property is being sold with the express reservation that the
sale is subject to confirmation by the lender or trustee. This sale
may be rescinded by the Substitute Trustee at any time.
THIS OFFICE IS ACTING AS A DEBT COLLECTOR AND
IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION
OBTAINED WILL BE USED FOR THAT PURPOSE.
Clear Recon LLC
Substitute Trustee
651 East 4th Street Suite 200
Chattanooga, Tennessee 37403
Phone: (877) 319-8840
File No: 1714-233A
Newspaper: Shelbyville Times Gazette
Publication Dates: 9/17/2026, 9/24/2026
